CHING
PAY
Web3 UPI Payments
Powered by Stellar
Web3 UPI
Payments
Powered by Stellar
Available in India & SE Asia
PAY
Redefining Digital
Finance for India
ChingPay bridges the gap between traditional UPI convenience and the revolutionary power of blockchain technology. Built on Stellar, we offer lightning-fast transactions with near-zero fees.
Our Family Vault feature lets you create shared wallets with customizable spending limits — perfect for managing household expenses.
100%
Non-Custodial control
Secure
Stellar blockchain safety
Send Money in
Seconds
Powered by the Stellar blockchain, every transaction settles in just 3-5 seconds. No waiting, no delays — just instant value transfer anywhere in the world.
With transaction fees of just 0.00001 XLM (less than a fraction of a cent), send any amount without worrying about costs eating into your transfer.
3-5s Settlement
Lightning-fast speed
<0.001¢ Fees
Near-zero transaction cost
Share Wealth,
Not Worries
Create shared wallets for your family with complete control. Set spending limits for children, track expenses in real-time, and teach financial responsibility.
Perfect for household budgets, allowances, or group savings goals. Everyone stays connected, everyone stays in control.
Unlimited Members
Invite the whole family
Spending Limits
Total control on spends
Real-time Alerts
Monitor every transaction
Easy Transfers
Instant fund allocation
Connect & Split
Effortlessly
Money is better shared. Chat with friends, create groups, and split bills in real-time. Whether it's a dinner out or a monthly subscription, ChingPay makes group finances simple.
Group Chat
Discuss & Settle
Bill Splitting
Equal or custom
Shared History
Track group spends
Instant Requests
Ping for payments
